Buying a Home in North Bay

[vc_row full_width=”stretch_row” css=”.vc_custom_1607971320204{padding-top: 40px !important;padding-bottom: 75px !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_2029885023″][vc_column][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_706383243″]

BUYING A HOME IN NORTH BAY

[/vc_column_text][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text css=”” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_207846181″]

We’re your North Bay real estate experts, dedicated to finding your dream home.  We recognize that buying a home in North Bay is a major life decision. That’s why we’re committed to understanding your unique needs, budget, and desires. Our team has an in-depth knowledge of North Bay and its neighborhoods, empowering us to guide you toward the perfect property. We’ll work tirelessly to negotiate the best possible price, ensuring a smooth and successful transaction.

Tap into our local insights and market knowledge.  We don’t just sell houses; we understand the nuances of North Bay living.  We’ll keep you informed about zoning laws, community developments, and any potential issues that could affect your decision. Our goal is to uncover hidden gems and identify properties with excellent investment potential.

Benefit from our community connections and early access.  Our involvement in the North Bay community gives us a distinct advantage. Our agents are well-connected and often have access to homes before they hit the broader market. This inside track means you’ll be among the first to know about exceptional properties that meet your criteria.

Let us put our expertise and dedication to work for you.  Let’s start your North Bay homeownership journey today!

[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][vc_single_image image=”372″ img_size=”full” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1748435906″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1607971353247{padding-top: 50px !important;padding-bottom: 75px !important;background-color: #f6f6f6 !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1693291630″][vc_column][vc_row_inner][vc_column_inner][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_253218691″]

I was looking for an agent who was informed, proactive, diligent, and responsive to the ongoing changes in the local market. Sue Favretto was exactly that and more. She took the time to learn about the property and what she could do to suggest a good asking price, before SHE decided to even consider taking the listing. And she bent over backwards to get potential buyers through the house often, without making the selling process a nightmare. How human. 5 stars.

– Austin A.

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” disable_element=”yes” css=”.vc_custom_1610993215973{padding-top: 75px !important;padding-bottom: 75px !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1603457725″][vc_column][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1715112830″]

OUR PERFORMANCE

[/vc_column_text][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_416010610″]

IN 2020, WE CLOSED $18M IN REAL ESTATE SALES. THE COLDWELL BANER TEAM IS RANKED IN THE
TOP 10 REAL ESTATE AGENTS IN NORTH BAY.

[/vc_column_text][vc_column_text css=”.vc_custom_1608413265569{padding-top: 50px !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_443309137″]The truth is, when you hire a Realtor to help you buy a home, you want someone who can help you win the home you want. That’s what we do for our clients – over 86% of our buyers get into contract on the first or second offer.[/vc_column_text][vc_single_image image=”292″ img_size=”full” alignment=”center” css=”.vc_custom_1608413260539{padding-top: 50px !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_513032777″][/vc_column][/vc_row][vc_row full_width=”stretch_row” el_id=”adv-sec4″ responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1513493688″ css=”.vc_custom_1607755299873{background-image: url(https://cbnorthbay.com//wp-content/uploads/2020/12/957-Grove-06-Green-Couch-Staging.jpg-Banner-background-e1439940269451.jpg?id=29) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}”][vc_column][vc_row_inner][vc_column_inner width=”3/4″][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_102040362″]

GETTING READY TO BUY?
CONTACT US.

[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/4″][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1849739853″]LET’S CHAT[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=”.vc_custom_1608412362972{padding-top: 75px !important;padding-bottom: 75px !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1996444789″][vc_column][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_644754922″]

FIND A REALTOR TO HELP BUY A NEW HOME IN NORTH BAY

[/vc_column_text][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_962693144″]

BUYING A HOME

[/vc_column_text][vc_column_text css=”.vc_custom_1733434190674{padding-top: 20px !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1722239764″]Buying a home in North Bay. It’s the most important purchase you’ll ever make. Learning the process of how to buy a house can be challenging. Let Coldwell Banker show you how to make the process of buying a house go smoothly and trouble-free.[/vc_column_text][vc_row_inner el_id=”icons-sec” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1667104753″ css=”.vc_custom_1608412299580{padding-bottom: 75px !important;}”][vc_column_inner width=”1/3″][vc_icon icon_fontawesome=”fas fa-check-circle” color=”custom” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_337375496″ custom_color=”#727272″ custom_background_color=”#012269″][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1969728331″]

BEFORE YOU BUY
CHECKLIST[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_icon icon_fontawesome=”fas fa-search” color=”custom” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1033706642″ custom_color=”#727272″ custom_background_color=”#012269″][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_632580677″]

SEARCHING FOR
THE PERFECT HOME[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_icon icon_fontawesome=”fas fa-home” color=”custom” background_style=”rounded-outline” background_color=”custom” size=”lg” align=”center” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_111877730″ custom_color=”#727272″ custom_background_color=”#012269″][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1797140047″]

MAKING THE
PURCHASE[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” disable_element=”yes” css=”.vc_custom_1610993029534{padding-top: 75px !important;padding-bottom: 75px !important;background-color: #f6f6f6 !important;}” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_2079436490″][vc_column][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_676978064″]

RENT VS BUY

[/vc_column_text][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1555382426″]“Renting can make sense as a lifestyle choice or because of income constraints. As a means to building wealth, however, there is no practical substitute for homeownership.” – New York Times, “Homeownership & Affluence,” op-ed article

We thought you might have a little fun playing with calculations. You may perform calculations based upon your own specific financial situation and future projections and also see the definitions for all the terms used in this analysis:

Please Note: Rent vs. buy calculations can be performed a variety of ways, and results will depend on your own financial circumstances and economic projections, which you should review with your accountant. The below calculations represent just one scenario.

This rent vs. buy analysis compares the monthly housing cost of buying a San Francisco home at the Q4 2019 median sales price of $1,600,000—adjusting for tax deductions and principal pay-down of the mortgage—with the cost of renting a San Francisco 2-bedroom apartment at the Q4 2019 median asking rent of approximately $4750/month (as of 10/19 per Zumper.com). It also attempts to compare—while adjusting for inflation and other factors—projected asset appreciation between investing the down-payment monies (instead of buying a home) and using them in one’s home purchase.

Assumptions: 20% down-payment ($320,000); 30-year fixed-rate loan at an APR of 3.8%; and closing costs; property taxes; ongoing insurance and maintenance costs; annual inflation (2%), outside investment returns (3% after taxes) and home appreciation rates (5%) – all at what seems to us to be reasonable projections. We’ve used a combined income tax rate of 25% for the mortgage interest and property tax deduction. When projecting variable economic factors over long periods of time, many of these figures will simply be best guesstimates.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” disable_element=”yes” responsive_js_composer_custom_id=”responsive_js_composer_custom_css_5487211″ css=”.vc_custom_1625008291554{background-image: url(https://cbnorthbay.com//wp-content/uploads/2020/12/957-Grove-06-Green-Couch-Staging.jpg-Banner-background-e1439940269451.jpg?id=29) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” el_id=”adv-sec2″][vc_column][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text responsive_js_composer_custom_id=”responsive_js_composer_custom_css_813451385″]

KEEP UP TO DATE ON THE NORTH BAY REAL ESTATE MARKET WITH OUR NEWSLETTER

[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][zonex_newsletter style=”style-02″ newsletter_type=”light” newsletter_custom_id=”zonex_custom_css_390455183″ responsive_js_composer_custom_id=”responsive_js_composer_custom_css_1594336046″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row]